Stupid is as Stupid does – Mr. Babyspittle..

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As a general practice I don’t usually acknowledge or engage ignorant people, albeit as it’s been a slow week and the (ring gear) went out on my friend Stacy’s truck, ..the vehicle that I had designs on borrowing to transport the compost I require for my garden, – I’m making an exception today.

On May 21, and/or, Wednesday last, I received the following from an individual who I’ve decided to call; Mr. Babyspittle.

“Hi idiot.

Spending has gone DOWN drastically under Obama.

The deficit has been reduced at the fasted rate in 60+ years.

If you right wing morons knew how to factcheck, you wouldn’t vote against your own stated interests.”

I address my detractor as “Mr. Babyspittle,” as women are (unequivocally) not that stupid, ..nor that rude.

(FYI). Mr. Babyspittle has a website, (an interesting website).


Check it out…

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Mr. Babyspittle’s lead-in on his website is; …

How stupid are conservatives? They think the deficit has grown under Obama. Can you believe that? 1.2 trillion before Obama to half that amount this year means the deficit is growing to mentally ill conservatives. Conservatives have exclusive ownership of the idiot gene.

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The history of the United States public debt started with debt incurred during the American Revolutionary War by the federal government of the United States, after its formation in 1789.

The United States has continuously held public debt since then, except to the native Americans for about a year during 1835–1836. To allow comparisons over the years, public debt is often expressed as a ratio to gross domestic product (GDP).

Historically, US public debt as a share of GDP increased during wars and recessions, and subsequently declined.

The United States public debt as a percentage of GDP reached its highest level during Harry Truman’s first presidential term, during and after World War II.

Public debt as a percentage of GDP fell rapidly in the post-World War II period, and reached a low in 1973 under President Richard Nixon.

The debt has consistently increased since then, except during the presidencies of Jimmy Carter and Bill Clinton.

Public debt as a share of GDP rose sharply in the late 2000s, in the wake of the Great Recession.

Except for a year during 1835–1836, the United States has continuously held a public debt since the US Constitution legally went into effect on March 4, 1789.

During the American Revolution, the Continental Congress, under the Articles, amassed huge war debts, but lacked the power to service these obligations through taxation or duties on imports.

On the founding of the United States, the financial affairs of the new federation were in disarray, exacerbated by an economic crisis in urban commercial centers.

In 1790, Secretary of the Treasury Alexander Hamilton pushed for Congress to pass a financial plan, called the First Report on the Public Credit, a controversial part of which involved the federal government assuming state debts incurred during the Revolutionary War.

Northern states had accumulated a huge amount of debt during the war, amounting to $21.5 million, and wanted the federal government to assume their burden.

The Southern states, which had lower or no debts, whose citizens would effectively pay a portion of this debt if the federal government assumed it, were disinclined to accept the proposal.

Some states, including Virginia, had already paid off almost half of their debts, and felt that their taxpayers should not be assessed again to bail out the less provident, and further argued that the plan was beyond the constitutional power of the new government.

James Madison, then a representative from Virginia, led a group of legislators from the south in blocking the provision and prevent the plan from gaining approval.

The plan was finally adopted as part of the Compromise of 1790, as the Funding Act of 1790.

The Southern states extracted a major concession from Hamilton in the recalculation of their debt under the fiscal plan. For example, in the case of Virginia, a zero-sum arrangement was contrived, in which Virginia paid $3.4 million to the federal government, and received exactly that amount in federal compensation.

The revision of Virginia’s debt, coupled with Potomac residence issue, ultimately netted it over $13 million.

Another result of federal assumption of state debts was to give the federal government much more power by placing the country’s most serious financial obligation in the hands of the federal government rather than the state governments. The federal government was able to avoid competing in interest with the States.

The debts of the federal government on January 1, 1791 amounted to $75,463,476.52, of which about $40 million was domestic debt, $12 million was foreign debt, and $18.3 million were state debts assumed by the federal government, of the $21.5 million that had been authorized.

To reduce the debt, from 1796 to 1811 there were 14 budget surpluses and 2 deficits. There was a sharp increase in the debt as a result of the War of 1812.

In the 20 years following that war, there were 18 surpluses. The United States actually paid off its debt entirely in January 1835, only to begin accruing debt anew by 1836 (the debt on January 1, 1836 was $37,000).

Another sharp increase in the debt occurred as a result of the Civil War. The debt was just $65 million in 1860, but passed $1 billion in 1863 and reached $2.7 billion by the end of the war.

During the following 47 years, there were 36 surpluses and 11 deficits. During this period 55% of the national debt was paid off.

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Debt increased again during World War I (1914–1918), reaching $25.5 billion at its conclusion. This was followed by 11 consecutive surpluses that saw the debt reduced by 36% by the end of the 1920s.

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Warren G. Harding was elected president in 1920 and believed the federal government should be fiscally managed in a way similar to private sector businesses. He had campaigned in 1920 on the slogan, “Less government in business and more business in government.”

Under Harding, federal spending declined from $6.3 billion in 1920 to $5 billion in 1921 and $3.3 billion in 1922. Over the course of the 1920s, the national debt was reduced by one third.


Warren G Harding was a conservative*


The decrease was even greater when the growth in GDP and inflation is taken into account. Debt held by the public was $15.05 billion or 16.5% of GDP in 1930.

When Roosevelt took office in 1933, the public debt was almost $20 billion, 20% of GDP.

Decreased tax revenues and spending on social programs during the Great Depression increased the debt and by 1936, the public debt had increased to $33.7 billion, approximately 40% of GDP.

During its first term, the Roosevelt administration ran large annual deficits of between 2 and 5% of GDP. By 1939, the debt held by the public had increased to $39.65 billion or 43% of GDP.

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The buildup and involvement in World War II during the presidencies of Franklin D. Roosevelt and Harry S. Truman led to the largest increase in public debt. Public debt rose over 100% of GDP to pay for the mobilization before and during World War II.

Public debt was $251.43 billion or 112% of GDP at the conclusion of the War in 1945 and was $260 billion in 1950.

After World War II…

The public debt fell rapidly after the end of World War II, as the U.S. and the rest of the world experienced a post-war economic expansion.

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Unlike previous wars, the Korean War (1950–53) was largely financed by taxation and did not lead to an increase in the public debt.

Growth rates in Western countries began to slow in the mid-1960s. Beginning in the mid-1970s and afterwards, U.S. national debt began to increase faster than GDP.

The public debt reached a post-WWII low of 24.6% in 1974.

In 1974, Congressional Budget Act reformed the budget process to allow Congress to challenge the president’s budget more easily and as a consequence deficits became increasingly difficult to control.

National debt held by the public increased from its post-World War II low of 24.6% of GDP in 1974 to 26.2% in 1980.

Debt held by the public relative to GDP rose rapidly again in the 1980s. President Ronald Reagan’s economic policies lowered tax rates (Reagan slashed the top income tax rate from 70% to 28%, although bills passed in 1982 and 1984 later partially reversed those tax cuts.) and increased military spending, while congressional Democrats held fast against attempts to reverse spending on social programs.

As a result, debt as a share of GDP increased from 26.2% in 1980 to 40.9% in 1988, and continued to rise during the presidency of George H. W. Bush, reaching 48.3% of GDP in 1992.

Public debt reached 49.5% of GDP at the beginning of President Clinton’s first term. However, it fell to 34.5% of GDP by the end of Clinton’s presidency due in part to decreased military spending, increased taxes (in 1990, 1993 and 1997), and increased tax revenue resulting from the Dot-com bubble.

The budget controls instituted in the 1990s successfully restrained fiscal action by the Congress and the President and together with economic growth contributed to the budget surpluses at the end of the decade.

The surpluses led to a decline in the public debt from about 43% of GDP in 1998 to about 33% by 2001.

In the early 21st century, debt relative to GDP rose again due in part to the Bush tax cuts and increased military spending caused by the wars in the Middle-East and a new entitlement Medicare D program.

During the presidency of George W. Bush, debt held by the public increased from $3.339 trillion in September 2001 to $6.369 trillion by the end of 2008.

In the aftermath of the Global Financial Crisis and related significant revenue declines and spending increases, the debt held by the public increased to $11.917 trillion by the end of July 2013 under the presidency of Barack Obama.

Debt relative to GDP rose due to recessions and policy decisions in the early 21st century. From 2000 to 2008 public debt rose from 35% of GDP to 40%, and to 62% by 2010.

During the presidency of George W. Bush, the gross public debt increased from $5.7 trillion in January 2001 to $10.7 trillion by December 2008, due to decreased tax rates, increased spending, and two wars.

Federal spending under President George W. Bush remained at around 40% of GDP during his two terms in office.

Public debt increased in the aftermath of the global financial crisis and the late-2000s recession. Public debt increased to 63% of GDP by 2010, mainly due to decreased tax revenue, and the stimulus and tax cuts enacted by President Barack Obama.

By February 2012, public debt had increased to $15.5 trillion.

2011 Credit Rating Downgrade…

On August 5, 2011, after Congress 2011 U.S. debt-ceiling crisis of the United States federal government, the credit rating agency Standard & Poor’s downgraded the credit rating of the United States federal government from AAA to AA+.

It was the first time the U.S. had been downgraded since it was originally given a AAA rating on its debt by Moody’s in 1917.

According to the BBC, Standard & Poor’s had “lost confidence” in the ability of the United States government to make decisions.


Which of course is (the same) as saying that Standard and Poor’s (lost confidence), in Barack Obama’s ability to make decisions.


Together with the budget deficit, the political climate at the time was one of the reasons given by Standard & Poor’s to revise the outlook on the US sovereign credit rating down to negative on April 18, 2011.

Standard and Poor’s downgraded the credit rating by one notch from AAA to AA+ on August 5, 2011, for the first time ever. The long-term outlook is negative and it could lower the rating further to AA within the next 2 years.

The downgrade was met with severe criticism from the Obama administration, commentators, and other political figures.

The U.S. still has a AAA rating from other ratings agencies.

2001 vs. 2009…

According to the CBO, the U.S. last had a surplus during fiscal year (FY) 2001. From FY2001 to FY2009, at the height of the Global Financial Crisis, spending increased by 6.5% of GDP (from 18.2% of GDP to 24.7%) while taxes declined by 4.7% of GDP (from 19.5% of GDP to 14.8%).

Spending increases (expressed as % of GDP) were in the following areas: Medicare & Medicaid (1.7%), defense (1.6%), income security such as unemployment benefits and food stamps (1.4%), social security (0.6%) and all other categories (1.2%).

Revenue reductions were individual income taxes (−3.3%), payroll taxes (−0.5%), corporate income taxes (−0.5%) and other (−0.4%).


If people don’t work, they don’t pay taxes and with Obama’s policies favoring unemployment – I personally don’t believe there will be a change in America’s economy until Obama is out of office.


The 2009 spending level is the highest relative to GDP in 40 years, while the tax receipts are the lowest relative to GDP in 40 years. The next highest spending year was 1985 (22.8%) while the next lowest tax year was 2004 (16.1%).


Barack and Michelle partying

Four more years of paying for their party…

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In June 2012, CBO summarized the cause of change between its January 2001 estimate of a $5.6 trillion cumulative surplus between 2002 and 2011 and the actual $6.1 trillion cumulative deficit that occurred, an unfavorable “turnaround” or debt increase of $11.7 trillion.

Tax cuts and slower-than-expected growth reduced revenues by $6.1 trillion and spending was $5.6 trillion higher.

Of this total, the CBO attributes 72% to legislated tax cuts and spending increases and 27% to economic and technical factors. Of the latter, 56% occurred from 2009 to 2011.

The difference between the projected and actual debt in 2011 can be largely attributed to:

$3.5 trillion – Economic changes (including lower than expected tax revenues and higher safety net spending due to recession).

$1.6 trillion – Bush Tax Cuts (EGTRRA and JGTRRA), primarily tax cuts but also some smaller spending increases.

$1.5 trillion – Increased non-defense discretionary spending.

$1.4 trillion – Wars in Afghanistan and Iraq.

$1.4 trillion – Incremental interest due to higher debt balances.

$0.9 trillion – Obama stimulus and tax cuts (ARRA and Tax Act of 2010)..

The U.S. budget situation has deteriorated significantly since 2001, when the CBO forecast average annual surpluses of approximately $850 billion from 2009–2012.

The average deficit forecast in each of those years as of June 2009 was approximately $1,215 billion. The New York Times analyzed this roughly $2 trillion “swing”, separating the causes into four major categories along with their share.

Recessions or the business cycle (37%);

Policies enacted by President Bush (33%);

Policies enacted by President Bush and supported or extended by President Obama (20%), and;

New policies from President Obama (10%).

At the end of 2013 under the Obama administration the debt percentage of GDP was up to 102.7%, a total increase, (in billions of dollars) 6.061, and an increase in GDP percentage points of +18.5%. (Source, Wikipedia).

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As Mr. Babyspittle chose not to sign his name to his verbal assault on me and my website and my beliefs, ..or to provide America with (his) identity – after an arduous search, – this is the only likeness I could come up with.

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This has been fun, drop-in again anytime.

Truth forges understanding, I’ll be back…

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Crusader Rabbit…

The Cowardice of Deception..

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According to Webster: “cow·ard·ice,” Ignoble fear in the face of danger.

“Maybe the critics are right. Maybe there’s no escaping our great political divide, an endless clash of armies, and any attempts to alter the rules of engagement are futile.

Or maybe the trivialization of politics has reached a point of no return, so that most people see it as just one more diversion, a sport, with politicians our paunch-bellied gladiators and those who bother to pay attention just fans on the sidelines:

We paint our faces red or blue and cheer our side and boo their side, and if it takes a late hit or cheap shot to beat the other team, so be it, for winning is all that matters.

But I don’t think so. They are out there, I think to myself, those ordinary citizens who have grown up in the midst of all the political and cultural battles, but who have found a way-in their own lives, at least- to make peace with their neighbors, and themselves.

…I imagine they are waiting for a politics with the maturity to balance idealism and realism, to distinguish between what can and cannot be compromised, to admit the possibility that the other side might sometimes have a point.

They don’t always understand the arguments between right and left, conservative and liberal, but they recognize the difference between dogma and common sense, …

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..responsibility and irresponsibility, between those things that last and those that are fleeting.

They are out there, waiting for Republicans and Democrats to catch up with them.”

Source – Barack Obama’s, The Audacity of Hope: Thoughts on Reclaiming the American Dream.

Of course, as I am one of the thousands of individuals in this country that subscribes to the “supposition” that the thoughts and (words) scribed above were written by “William Charles Ayres,” not Barack Obama – the (ghost written) words above are simply (one more example) of “our” current Commander-in-Chief’s lack of character.

Another interesting quote…

“another tradition to politics, a tradition (of politics) that stretched from the days of the country’s founding to the glory of the civil rights movement, a tradition based on the simple idea that we have a stake in one another, and that what binds us together is greater than what drives us apart, and that if enough people believe in the truth of that proposition and act on it, then we might not solve every problem, but we can get something meaningful done.” (Again from; “The Audacity of Hope.”)

Let’s take a closer look…

“..from the days of the country’s founding (without a coma) to the glory days of the civil rights movement, …

In my view, (anyone with the capacity to ponder), might very well “interpret” that passage as giving (more credence) to the “glory days” of (the civil rights movement), than the founding of our nation?

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Followed immediately by; “..a tradition based on the simple idea that we have a stake in one another,” …

As a senior citizen on Social Security and Medicare who’s had his insurance deductible raised from $300 a year, – to $1100 a year – due to the implementation of Obamacare, I have no problem identifying Obama’s “stake” in my life.

Followed by…

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..and that what “binds us together is greater than what drives us apart,” …

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..and that (if enough people believe) in (the truth of that proposition) and act on it, then we might not solve every problem, but we can get something (meaningful) done.”

Editorial:  As an individual who understands words and the reason why words are placed in the order that they are placed  – the meaning of a “word” or a “sentence” can change (expediently) depending upon the order in which words are placed.  Accordingly, my inquiry is concerned with (why) with Barack Obama’s track record of misinformation and lying, (why), would anyone with common sense (believe) anything that came out of his mouth, or out of his box of Crayola’s?

According to Webster: “ex·pe“di·ent·ly.” Serving to promote one’s interest.

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Truth forges understanding, I’ll be back…

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Crusader Rabbit…

Hypocrisy of the week..

Michelle Obama Would Like Students to Monitor Family Members for Racial Insensitivity

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First lady Michelle Obama is encouraging students to monitor their older relatives, friends and co-workers for any racially insensitive comments they might make, and to challenge those comments whenever they’re made.

The first lady spoke on Friday to graduating high school students in Topeka, Kansas, and in remarks released over the weekend, Obama said students need to police family and friends because federal laws can only go so far in stopping racism.

“[O]ur laws may no longer separate us based on our skin color, but nothing in the Constitution says we have to eat together in the lunchroom, or live together in the same neighborhoods,” she said. “There’s no court case against believing in stereotypes or thinking that certain kinds of hateful jokes or comments are funny.”

To address these limitations in the law, Obama asked students to take steps to “drag my generation and your grandparents’ generation along with you” in the fight against racism.

“Maybe that starts simply in your own family, when grandpa tells that off-colored joke at Thanksgiving, or you’ve got an aunt [that] talks about ‘those people,’” she said. “Well, you can politely inform them that they’re talking about your friends.

“Or maybe it’s when you go off to college and you decide to join a sorority or fraternity, and you ask the question, how can we get more diversity in our next pledge class?” she added. “Or maybe it’s years from now, when you’re on the job and you’re the one who asks, do we really have all the voices and viewpoints we need at this table?

But no matter what you do, the point is to never be afraid to talk about these issues, particularly the issue of race,” she said.

Obama’s remarks focused on race because they were meant to highlight the 60th anniversary of the Supreme Court’s Brown v. Board of Education decision, which said it was unconstitutional for states to establish separate public schools for black and white students.

While Obama praised the student body for being racially diverse, she said segregation is happening again in some parts of the country, as some people are moving away and leaving city schools. She said that is leading to segregation that is as bad as it was decades ago.

“So today, by some measures, our schools are as segregated as they were back when Dr. King gave his final speech,” she said.

Obama originally planned to speak to students on the graduation day, but in late April the White House agreed that she would speak at a “senior recognition day” after students protested her arrival. Many students argued that the first lady’s speech on graduation day would overshadow their graduation and make it harder for students to bring their own families to the ceremony. (Source,

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As a 72-year-old American citizen and a veteran of Vietnam, I take extreme exception to “Michelle Obama’s” (Hitleresque) stance against America’s First Amendment.

Let’s be real, “racism,” in the Twenty-first Century is nothing more than a self-serving “epaulet” worn by people who don’t have a clue as to what time it is.

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Chris rock is a funny and talented guy, Chris rock is a man who makes his living with words, – while performing his act, Chris repeatedly uses the N-word, (when Chris says it,’s funny), Chris also uses the words “Whitey and Honky,” and when he says them, (their funny).

Question: Should we, (America) consult…

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“Michelle Obama” to whether or not laughter and jocularity nullify racism?

Truth forges understanding, I’ll be back…

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Crusader Rabbit…

On Rare Occasions..

On Saturday, May 17, 2014 11:24 AM, Al Bates <> wrote:


In reference to Barack Obama’s signature legislation…

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Continuing… Subject: Fwd: Inpatient or outpatient. Be careful…

Letter from a senior gentleman in Mesa, Arizona: …

Dear Family, Friends, Neighbors and former Classmates, I just found myself in the middle of a medical situation that made it very clear that “the affordable care act” is neither affordable, nor do they care.

I’ll go back about seven years ago to a fairly radical prostate surgery that I underwent. The Urologist (a personal friend) who performed the surgery was very concerned that it was cancer, though I wasn’t told this until the lab report revealed it was benign. Since that procedure, I have experienced numerous urinary tract infections, UTI’s. Since I had never had a “UTI” prior to the prostate surgery, I assume that it is one of the side effects from surgery, an assumption since confirmed by my Family Doctor.

The weekend of March 8-9, I was experiencing all the symptoms of another bout of UTI. By Monday afternoon the infection had hit with full force. Knowing that all I needed was an antibiotic, I went to an Urgent Care Center in Mesa, AZ., to provide a specimen, a requirement for getting the prescription. After waiting 45 min. to see the Doctor, I started getting very nauseous and light headed. I went to the Receptionist to ask where the bathroom was as I felt that I was going to throw up. I was told that I would have to wait for the Doctor because I would need to leave a specimen and they didn’t want me in the bathroom without first seeing him.

That was when the lights went out, my next awareness was that of finding myself on the floor (in the waiting room) having violent dry heaves, and very confused. At this point, I tried to stand up but couldn’t make it, and they made it very clear they weren’t going to let me get up until the ambulance got there. By the way, when you’re waiting to see the Doctor and you pass out, you get very prompt attention. Now, “the rest of the story”, and the reason for sending this to so many of you.

I was taken to the nearest hospital, to emergency. Once there, I was transported to an emergency examination room. Once I had removed my clothes and donned one of those lovely hospital gowns, I finally got to see a Doctor. I asked “what is going on” I’m just having a UTI, just get me the proper medication and let me go home. He told me that my symptoms presented the possibility of sepsis, a potentially deadly migration of toxins, and that they needed to run several tests to determine how far the infection had migrated.

For the next 3 hours I was subjected to several tests, blood draws, EKG’s, and demands for specimens At about 7:30 the nurse came back to my room to inform me that one of the tests takes 1- 2 days to complete, I asked if they (the results) could be emailed, at which point she informed me that I wouldn’t need them emailed because I wasn’t going anywhere. I started arguing with her but was told, “if you don’t start behaving, I’ll start taking your temperature rectally, at which point I became a perfect gentleman. I did tell her I wanted to see the doctor because I had no intention of staying overnight.

Now, this is what I want each of you to understand, please read these next sentences carefully. The doctor finally came in to inform me that he was going to admit me. I said, “are you admitting me for treatment or for observation?” He told me that I would be admitted for observation. I said Doctor, correct me if I’m wrong, but if you admit me for observation my Medicare will not pay anything, this due to the affordable care act , he said that’s right, it won’t. I then grabbed for my bag of clothing and said, then I’m going home. He said you’re really too sick to be going home, but I understand your position, this health program is going to hit seniors especially hard.

The doctor then left the room and I started getting dressed, I was just getting ready to put my shoes on when another doctor (the closer) came into the room, he saw me dressed and said, “where do you think you are going?” I simply said “I’m going home, to which he replied, quite vociferously, no you aren’t. I said, “Doc, you and I both know that under the “affordable care act” anyone on Medicare who is admitted to a hospital for observation will be responsible for the bill, Medicare won’t pay a cent”. At which point he nodded in affirmation. I said, “You will either admit me for a specific treatment or you won’t admit me.” Realizing he wasn’t going to win this one, he said he would prepare my release papers.

A few minutes later the discharge nurse came to my room to have me sign the necessary papers, relieving them from any responsibility. I told her I wasn’t trying to be obstinate, but I wasn’t going to be burdened with the full (financial) responsibility for my hospital stay. After making sure the door was closed, she said, “I don’t blame you at all, I would do the same thing.” She went on to say, “You wouldn’t believe the people who elect to leave for the same reasons, people who are deathly sick, people who have to be wheeled out on a gurney.” She further said, “The ‘Affordable Care Act’ is going to be a disaster for seniors. Yet, if you are in this country illegally, and have no coverage, you will be covered in full.”

This is not internet hype folks, this is real, I just experienced it personally. Moving right along, this gets worse.

Today I went to a (required) follow up appointment with my Arizona Family Practitioner. Since my white count was pretty high, the follow up was important. During the visit I shared the experience at emergency, and that I had refused to be admitted. His response was “I don’t blame you at all, I would have done the same thing”. He went on to say that the colonoscopy and other procedures are probably going to be dropped from coverage for those over 70.

I told him that I had heard that the affordable care act would no longer pay for cancer treatment for those 76 and older, is that true? His understanding is that it is true.

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The more I hear, and experience the Affordable Care Act, the more I’m beginning to see that we seniors are nothing more than an inconvenience, and the sooner they can get rid of us the better off they’ll be.

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November is coming folks, we can have an impact on this debacle by letting everyone in Congress know that their responsibility is to the constituents, not the president and not the lobbyists. We need to let them ALL know that they are in office to serve and to look after the BEST INTERESTS of “we the people”, their employers, and not to become self serving bureaucrats who serve only out of greed. And if they don’t seem to understand this simple logic, we’ll fire them.

On the mend, ..thank you.

Please remember, if you’re on Social Security and Medicare demand that your hospital admission is for a treatment,…


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Going beyond what is provided in the Mesa, Arizona senior’s letter above, I am providing you with…


Are You a Hospital Inpatient or Outpatient? …

If You Have Medicare – Ask!

Did you know that even if you stay in the hospital overnight, you might still be considered an “outpatient”?

Your hospital status (whether the hospital considers you an “inpatient” or “outpatient”) affects how much you pay for hospital services (like X-rays, drugs, and lab tests) and may also affect whether Medicare will cover care you get in a skilled nursing facility (SNF).

You’re an inpatient starting the day you’re formally admitted to the hospital withal doctor’s order. The day before you’re discharged is your last inpatient day.

You’re an outpatient if you’re getting emergency department services, observation services, outpatient surgery, lab tests, or X-rays, and the doctor hasn’t written an order to admit you to the hospital as an inpatient. In these cases, you’re an outpatient even if you spend the night at the hospital.

Note: Observation services are hospital outpatient services given to help the doctor decide if the patient needs to be admitted as an inpatient or can be discharged. Observation services may be given in the Emergency Department (ED) or another area of the hospital.

If you’re in the hospital for more than a few hours always ask your doctor or the hospital staff if you’re an inpatient or an outpatient.

If you have a Medicare advantage plan, (an HMO or PPO), cost and coverage may be different. Check with your plan.

What do (you) pay as an inpatient?

Medicare Part A (Hospital Insurance) covers inpatient hospital services. Generally this means you pay a one-time deductible for all of your hospital services for the first 60 days you’re in the hospital.

Medicare Part B (Medical Insurance) covers most of your doctor services when you’re an inpatient. You pay 20% of the Medicare-approved amount for doctor services after paying the Part B deductible.

What do (you) pay as an outpatient?

Medicare Part B covers outpatient hospital services. Generally, this means you pay a copayment for each individual outpatient hospital service. This amount may vary by service.

Note: The copayment for a single outpatient hospital service can’t be more than the inpatient hospital deductible.

However, your total copayment for all outpatient services may be more than the inpatient hospital deductible.

Part B also covers most of your doctor services when you’re a hospital outpatient. You pay 20% of the Medicare-approved amount after you pay the Part B deductible.

Generally the prescription and over-the-counter drugs you get in an outpatient setting (like an emergency department), sometimes called “self-administered drugs,” aren’t covered by Part B.

Also, for safety reasons, many hospitals have policies that don’t allow patients to bring prescription or other drugs from home.

If you have Medicare prescription drug coverage (Part D), these drugs may be covered under certain circumstances.

You likely will need to pay out-of-pocket for these drugs and submit a claim to your drug plan for a refund.

Call your plan for more information.

For more detailed information on how Medicare covers hospital services, including premiums, deductibles, and copayments, to view the “Medicare & You” handbook.

You can also call 1-800-MEDICARE (1-800-633-4227). TTY users should call1-877-486-2048.

Truth forges understanding, I’ll be back…

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Crusader Rabbit…

Grasping Whimology..

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By virtue of the fact that I am a Homo sapien, I understand what it is to be a Homo sapien as “competently” as anyone can understand what it is to be a Homo sapien.

Keeping that in mind, “Good Morning,” are you ready for a little more of (my opinion) as to why…

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..America is Sinking?

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The quick answer; Because an extremely charismatic, albeit “unknown” quantity played the race card – like the race card has never been played before.

At this point, one might think that someone in my position would jump straight into quoting Abraham Lincoln when he expounded; …

“You can fool all the people some of the time, and some of the people all the time, but you cannot fool all the people all the time.

..but you’ve all heard that a million times, so let’s move on.

In my Forum on Sunday I published a comment from my friend Tom who is an agent with the Veterans Administration, a grand and proud organization with many grand and proud advocates working vigilantly to provide for the needs of our veterans, – wounded or otherwise.

So when the news broke this last week about the corruption in the agency (at the top), which of course, (as we all know), is where “corruption” blossoms to its fullest bloom, – it was a compound kick in the gut to folks like my friend Tom, and all of the men and women who advocate for our veterans with dedication to their jobs and to this nation.

And for anyone that isn’t quite sure, you bet your sweet ass I’m flag-waving for those who provide, – because you sure as hell can’t wave a flag for those who connive, – and/or, – “our” overcompensated and over trusted Government department heads.

I also introduced my friend Kenny in my Sundays Forum and crowed about all the “tidbits” and “whatnot” that he sends me pretty much every day…

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..he sent this one Saturday.

Barack Obama hit the ground running in 2007 with a promise of a better life and a better nation for all Americans. Spouting his progressive liberal rhetoric of hope and change, he hasn’t even come close.

In fact, from anyone with the integrity to speak the truth, the only thing (right-thinking) Americans are “hoping” for at this point, is a “change” of the name on the mailbox at…

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..1600 Pennsylvania Avenue.

I’ve been shouting (my message) from every venue at hand for more than three years and although I’m very pleased with my personal efforts, in reality, my efforts wouldn’t even make a shadow on a bright sunny day.

According to the U.S. Census Bureau, the number of voting age American citizens in 2012 numbered (240,926,957), and with (130,292,355) actual ballots counted, that leaves (us), and/or, “America” with (110,634,602) voting age citizens who (didn’t bother) to get up off of their “lazy butts” to participate.

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So who are these people, the (almost half) of “our” voting age population that didn’t bother?

The truth, they’re your next door neighbor, – the checker at Walmart, – the guy you bought your car from, – the plumber you call when your sink is back up, – they’re (110,634,602), Americans that don’t understand, – “If you’re not part of the solution,” – your part of the problem.

Truth forges understanding, I’ll be back…

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Crusader Rabbit…

The Science of Whimology..

According to my unabashed and unpublished…

Pearlsofprofundity Dictionary 1b

“whim·ol·o·gy,” n. A sudden or capricious idea; a fancy; An arbitrary thought or impulse that is equivalent to progressive liberalism.

Obama Money

Progressive liberalism, ..and/or, “tax and spend.”

modern slavery 3b well as a path to socialism/communism.

According to Webster: “pro·gres·sive,” 1. Moving forward; advancing. 2. Proceeding in steps; continuing steadily by increments: progressive change. 3. Promoting or favoring progress toward (better) conditions or (new policies), ideas, or methods.

Tending to become more severe or wider in scope: progressive paralysis.

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Yes, I know that dictionary definitions can be annoying and tedious – however, with our current administrations definition of change – it is “imperative” that the public understands the original and true meaning of words – because the words as issued by the Obama administration can hunt you as much, (if not more) these days than sticks and stones.

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Barack Obama was raised to believe that socialism and communism are preferable to capitalism and a free market, thus American now has Obamacare, a sick crippled system with no possible cure.

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Accordingly, (at least in my Pearlsofprofundity Dictionary), the word “change” now means devastation and disaster.

Which of course follows, again (in my opinion), that Barack Obama believes the word “better” means turning America into a socialist/communist nation with…

According to Webster: “bet·ter,” n. Greater in excellence and higher in quality than another of the same class, set, or kind.

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,,more unemployment,

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..more homelessness,

..and more people depending on the government for their subsistence.


Because Barack Obama believes the folks in government are the answer to everything, and not just in America.

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Barack Obama also believes that one day Muslims will rule the world and that…

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..illegal immigration should be fixed with amnesty.

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Our (lead from behind), commander-in-chief may well be a constitutional scholar (on paper), albeit unless someone has changed “down to up,” Barack Obama has no understanding of, ..or allegiance to the document.

It is my (fervent belief) that progressive liberals, and/or, “our” current batch of progressive liberals currently legislating the rules that “they perceive” are (necessary) to make America a (better) place, ..don’t apply to them.

Question: Why would an individual who so fervently believes in “socialized medicine” (exclude) himself and his family from his signature legislation?

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According to Webster: “em·bez“zle·ment,” To take money for one’s own use in violation of a trust.


According to criminal defense, the penalty for embezzlement is adjudicated state-by-state.

The penalty for a resident of the District of Columbia is; …

Theft in the second degree. The value of the property is less than $1,000. Penalties include a fine of up to $1,000, up to 180 days in jail, or both.

Theft in the first degree. The value of the property is $1,000 or more. Penalties include a fine of up to $5,000, up to ten years in prison, or both.


Washington, DC — October 4, 2011;

Judicial Watch, the organization that investigates and fights government corruption, announced today that it has obtained mission expense records and passenger manifests from the United States Air Force related to the June 21-27, 2011, trip taken by First Lady Michelle Obama, her family and her staff to South Africa and Botswana.

Judicial Watch obtained the documents pursuant to an August 19, 2011, Freedom of Information Act (FOIA) lawsuit (Judicial Watch v. U.S. Air Force (No. 11-1496)).

Judicial Watch is investigating the purpose and itinerary of the trip as well as a breakdown of the costs to taxpayers.

On June 28, 2011, Judicial Watch filed a FOIA request seeking the mission taskings, transportation records, and passenger manifests for Michelle Obama’s Africa trip. Documents were only provided after Judicial Watch filed suit:

According to Department of Defense’s published hourly rates for the C-32-A aircraft used for the trip, J.W. has calculated the total cost to American taxpayers was $424,142 for use of the aircraft (34.8 flight hours x $12,188 per hour).

The C-32 is a specially configured military version of the Boeing 757.) Other expenses – meals (off the plane), transportation, security, various services, etc. – have yet to be disclosed.

The passenger manifests confirm the presence of Obama’s daughter’s, Malia and Sasha on the trip. The two girls are listed as “Senior Staff.”

The manifests also list Mrs. Obama’s mother, Marian Robinson, and niece and nephew, Leslie and Avery Robinson, as well Mrs. Obama’s makeup and hairstylist (Carl Ray and Johnny Wright).

The expense records also show $928.44 was spent for “bulk food” purchases on flight. Overall, during the trip, 192 meals were served for the 21 passengers on board.

The professed purpose of Michelle Obama’s trip to South Africa and Botswana was to encourage young people living in the two growing democracies to become involved in national affairs; and during her scheduled stops in Pretoria and Cape Town, South Africa and in Gaborone, the capital of Botswana, the First Lady used the opportunity to speak on education, health and wellness issues.

The trip also included such tourist events as visits to historical landmarks and museums, plus a nonworking chance to spend time with Nelson Mandela, a meeting that Mrs. Obama described as “surreal.”

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The trip ended with a private family safari at a South African game reserve before the group returned to Washington on June 27.“

This trip was as much an opportunity for the Obama family to go on a safari as it was a trip to conduct government business,” said Judicial Watch President Tom Fitton.

“This junket wasted tax dollars and the resources of our overextended military. No wonder we had to sue to pry loose this information.” (Source,

Michelle Obama, (in the real world), is the spouse of the president of the United States, traditionally and historically referred to as the first lady.

Upon investigation I have discovered that the U.S. Congress has passed legislation allowing some benefits and privileges to the spouse of a president, albeit spouses are not officially employed, nor does a wife or the children of a president hold any diplomatic authority to do business for the U.S. people.

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(Vacationing at Martha’s Vineyard).

According to Webster: “va·ca·tion,” A period of time devoted to pleasure, rest and relaxation.

Tradition and custom are a long honored part of Americana, albeit when the boundaries of “tradition” are pushed beyond reason – it’s time for some accountability.

According to Webster: “ac·count·a·ble,” (in context) Being called to account; answerable.

To be continued…

Truth forges understanding, I’ll be back…

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Crusader Rabbit…

Readers Forum – Inclusion or Exclusion?

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According to Webster: “in·clu·sion,” The act of including or the state of being included.

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According to Webster: “ex·clu·sion,” The act or practice of excluding or the state of being excluded.

With my friend Stacy’s help, my driveway has a new lift of rock on the low side – with “plenty” of rock set aside for my planter boxes.

Anyone’s interested in why I’m at my keyboard this morning, you can thank Elizabeth from Trenton.

First Up - PB 1

Elizabeth from Trenton,         (The whole week).

Thank you for immortalizing me on your blog, one less thing I now to worry about on my bucket list.

You’ve had another great week, I was especially pleased to learn about Douglas Corrigan as I am currently taking flying lessons, another thing on my bucket list along with skydiving and spearfishing. Also both accomplished.

In Reply - PB 2

Hello Elizabeth, great to have you back so soon and even better to learn a little more about you.

Been there and done that with the flying lessons, albeit you have me beat in the (skydiving department) ..and I’m one of those people who have always believed that if God intended for me to navigate underwater, he would have provided me with gills. 🙂

When I was four years old my family lived in Oxnard, Calif., just a hop skip and a jump to Ventura where grunion hunting was extremely popular in the spring and summer.


California grunion

Grunion are two fish species of the genus Leuresthes: they are the California grunion, L. tenuis, and the Gulf grunion L. sardinas.

They are sardine-sized teleost fishes of the Atherinopsidae family of New World silversides, found only off the coast of California, and Baja California, Mexico, where the species are found on both the Pacific Ocean and Gulf of California coasts.

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A great number of people enjoy catching grunion at events called “grunion runs”. (Source, Wikipedia).

The trick, and/or, method of catching grunion is with the bare hand which is “motivated” by (adequately imposed fines) for anyone caught with a scoop or a net.

On one such outing I was “sucked under” in the undertow of the receding tide and swept out more than fifty yards, and had my father not been alert and a strong swimmer,’s doubtful that we would be having this exchange today.

Again, great to have you back, Chuck.

Next - PB 3

Marcia from Ardmore, OK.   (Consternation – all week).

I grew up in Southern California, in Encino and Van Nuys in the late 80s. In my high school, for girls that didn’t belong to a gang it was open season, for the girls that did belong to a gang, it was due as you’re told or we’ll hurt your family.

I feel nothing but hate for black people. In my heart I know that all black people are not bad, but that doesn’t matter when you’ve had black people do to you what I’ve had black people do to me.

In Reply - PB 2

Hello Marcia, thank you for visiting my site and thank you for your narrative.

Not having any experience in my life to compare with what you have shared, I find myself at a total loss for a competent response.

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What I do have in my life, is the experience of serving in the United States Army in Vietnam in 1965.

I have the experience of carrying an M-60 machine gun into combat.

According to Webster: “com·bat,” (in context) Armed battle.

The M-60 machine gun equipped with an assault bag and 100 rounds of 7.62 NATO ammunition weighs 35 pounds.

The M-60 machine gun was manufactured with a cycle rate of fire of 550 rounds per minute.

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The M-60 machine gun is an awesome weapon.

Although I have not experienced the physical and emotional pain suffered by a victim of terrorism and molestation as you described, I do carry the knowledge that I was a perpetrator of terror and violence.

I also understand that as my part in the Vietnam War was not voluntary – (or within the scope of my “personal” values), combined with my God given free will, ..I can choose to (lay the blame) for my actions where it belongs.

Whether it provides you with any solace or not, (if my opinion holds any weight) with you? You are no more responsible for what happened to you than I am for what happened to me.

According to Webster: “sol·ace,” (in context) Consolation in sorrow and misfortune.

Laying the blame for ill deeds where it belongs is as human as it gets – and since we are all human, (at some level), you have no reason not to feel the way you do.

Albeit a sad truth, hate is as legitimate a feeling in the world we live in as elation, love or compassion.

Thank you again for sharing, Chuck.

Next - PB 3

Brandon from Evanston,         (Consternation).

I’m a black man who grew up on the south side of Chicago so it’s taken me longer than most to come to terms with what we, black folks, did to America by electing Barack Obama.

In Reply - PB 2

Hello Brandon, thank you for visiting my site and thank you for your “straightforward” comment. With that said; at the risk of incurring your wrath by correcting you, “black folks” did not put Obama in the White House, a herd of (wimpy, ineffectual “guilt ridden” white folks did that).

Next - PB 3

Wyatt from Cheyenne,       (Consternation).

I’ve only been reading your blog for about three weeks now, but I’m hooked. I spent three nights last week reviewing your archives and I didn’t find a single posting that I don’t agree with.

In Reply - PB 2

Hello Wyatt, thank you for visiting my site and thank you for your narrative and your opinion.

I truly appreciate hearing from people who enjoy what I write, not because I’m a narcissist, but rather because I’m an old conservative that truly loves his country.

America’s been good to me, as the son of a man that taught me honest work was the cornerstone of an honest society, I feel somewhat of an obligation to the current generation that is being denied an honorable government, a government as prescribed in the Constitution by our founding fathers, not an America as desired by the progressive liberals in Congress, the communist in the Oval Office, or the moneylenders from Austria.

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(Adolf Hitler).

The simple truth; “No dictator in (recorded history) has ever been remembered for providing sustenance and opportunity for those he ruled.”

Again, thank you for your participation, Chuck.

Next - PB 3

Cassandra from Greeley,       (Consternation).

I started reading your blog shortly after Thanksgiving and I’ve truly enjoyed every post. You are a genuinely inspiring writer.

A question if I may?

As vocal as you are and have been about Barack Obama and Eric Holder disregarding federal immigration laws, why haven’t you been more vocal on their disregard for federal marijuana laws?

I’m a native of Colorado and I dearly love it here, I currently teach math and social studies to third and fourth grade kids. No child, or adult for that matter, should be exposed to mind altering substances.

Please, if you allow requests, I would be extremely pleased if you would publish some facts about the harm that can result from using marijuana and other mind altering drugs.

In Reply - PB 2

Hello Cassandra, thank you for visiting my site and for your opinion and glorification, it’s not too often that I receive such acclaim.

According to Webster: “harm,” 1. Physical or psychological injury or damage. 2. Wrong; evil.

As I have no qualification for judging wrong or evil, as wrong and evil are subjective terms with definitions that can change with the tide of society, I reserve comment.

As to physical and psychological injury and damage, I totally agree that any substance or practice that can alter the state of an individual’s capacity for “understanding the difference” between (right and wrong), should be denied.

Not being a chemist or qualified in any science, I withhold comment on marijuana’s physical effect on the human body.

As to psychological injury or damage – I again allude to my lack of expertise – albeit, thanks to my God given “Common Sense,” and the (values) instilled by my parents – I side with you in respect to the fact that altering and individuals mind is not only harmful to the individual – but potentially harmful to anyone and everyone that an individual in an “altered state” comes in contact with.

It is my fervent belief that an individual altered by marijuana, alcohol or even a fit of anger can be devastating to anyone around them, especially behind the wheel of an automobile.

In truth, the world is dangerous enough when everyone is happy and behaving properly – just ask the folks who live in tornado alley, hurricane prone Florida, or the wildfire prone states out West.

Drop-in again soon, it’s been enjoyable, Chuck.

Next - PB 3

Tom from Oregon,                 (An Open Letter).

Trade in watching faux for WFN ( world fishing network ), ..

Get yourself a new rod and reel and about $250 worth of new lures and terminal tackle that you can loose when you get snagged on a rock or sunken chunk of wood.

Later that night you can sit around a smoky camp fire eating beanies and weenies while telling the stories of the big one that got away and slapping at mosquitoes.

Flip a hoochi at a rising brook trout and flip Sean Hannity the bird. Toss a plug at a passing bass and tell Rachel Maddow to kiss your (expletive).

Point your writing abilities at the real bad guys. Monsanto has killed and maimed more Americans than all muslim terrorists combined yet we allow them to take control of our food supply.

The congress is more than willing to borrow the $ to send us to war but then doesn’t want to take care of “our” veterans because it costs $ and who wants to spend $ on something that is of no further use.

The “Citizens United” decision and subsequent removal of contribution limits has allowed off shore interests to have a major impact on our sovereignty and future as a free nation.

We are selling our government and country to an aristocracy of the insanely wealthy while the working class pays the bills.

That of course is the design and plan. They put it in writing in 1998. (PNAC papers).

Step back to 2 or 3 times a week. Don’t give up the ship just find a way to fish from the deck. Mornin Chuck.

In Reply - PB 2

Hello Tom, as always it’s good to hear from you. For those of you not acquainted with Tom, ..he’s a veterans advocate and one of the good guys.

Albeit, Tom and I both believe in a “traditional” Constitutional America, we haven’t always agreed on how to get there.

Next - PB 3

Kenny from Tehachapi,               (An Open Letter).

At the ‘crossroad’ eh ? It is a tough decision.. you have done very well with your Blog.. Something to be very proud of….

Kinda like the “Truman” show. Your life has been paraded around the globe.. translated into numerous languages and has, most assuredly, been viewed by NSA as well.

Your fans may not let you retire as your message has been strong and true lo these many years.

You have been as reliable as the earth turning and your ‘stick-to-it-iv-ness’ is unquestionable.

A few of your ‘haters’ will be glad if you quit ‘exposing’ our President for the fool he is so they can move on to the next obstacle.

I am sure you will make the right decision as you always have. Your Friend, Kenny.

In Reply - PB 2

Hello Kenny, good to hear from you as well, “for those of you not acquainted with Kenny,” (it’s rare that a day goes by that I don’t hear from him), is also rare that a day goes by that Kenny doesn’t send me an (article) or a (tidbit) of information that he feels might be of interest.

Kenny is also one of the “good guys,” ..a true American that worked for everything he has and appreciates the freedoms afforded him by “our” Constitution.

As to giving up the ship, and/or, quitting – it’s doubtful, albeit I will be dividing my time with my garden through the summer.

Truth forges understanding, I’ll be back tomorrow

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Crusader Rabbit…

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